Healthcare expenditures graph

“Each year, 1 in every 20 Americans racks up just as much in medical bills as another 19 combined,” Andrew McGill writes in The Atlantic, in a piece that documents health spending patterns among Americans. “This critical 5 percent of the U.S. population is key to solving the nation’s health care spending crisis. If you’re like the average American, you spend around $1,000 per year on health expenses. You likely don’t often have to think about your deductibles and itemized health care costs.” In fact, 10 percent of Americans pay nothing annually for health care; the top 5 percent account for 50 percent of the nation’s annual spending. Andrew McGill, The Platinum Patients, The Atlantic.

Jeanne Pinder  is the founder and CEO of ClearHealthCosts. She worked at The New York Times for almost 25 years as a reporter, editor and human resources executive, then volunteered for a buyout and founded...