21 statistics on high-deductible plans: Beckers Hospital Review

Summary: “Hospital and health system executives are well aware of the affects high-deductible health plans have had on hospital finances, from patient collections to bad debt,” Brooke Murphy wrote over at Becker’s Hospital Review, collecting statistics in May 2016. “To help quantify the impact of increasing patient financial obligations on the business of healthcare, here […]

Expect To Pay More For Employer-Sponsored Health Care: Kaiser Health News

Julie Appleby at Kaiser Health News writes: “Employers are looking to reduce their exposure to rising costs, often by shifting more of the burden onto workers. “About 18 percent of large employers say they will increase worker’s payments toward family coverage next year, and 10 percent expect to do so for individual coverage, according to […]

When Health Deductibles Rise, Men Delay Emergency Care – NYTimes.com

Filed Under: Costs, Health plans, Patients

“Men, it turns out, are more likely to delay treatment for serious conditions under high-deductible plans, in contrast to women, who tend to be more selective and cut back care for minor ailments only. “That’s according to a recent study led by Katy Kozhimannil, a researcher at the University of Minnesota’s school of public health. […]

High deductibles, limited coverage and consensus for change

Health insurance deductibles are rising, leaving more and more people with out-of-pocket costs they didn’t expect. This is important partly because it explains why Americans have a hard time finding consensus on what should be done about rising health costs: people who are insulated from rising costs by a low deductible or other things, including […]

Insurance coverage grew, but spending by individuals rose

Filed Under: Costs, Health plans, Patients

We are often asked:  “Why do people care about the cost or price of health-care procedures? Most people are insured, so the insurance company pays, right?” For an answer, let’s go to Massachusetts, where many people are insured as a result of “Romneycare,” the precedessor to the Affordable Care Act. In fact, that’s the state […]

On high-deductible plans, people spend less

Families with high-deductible health plans tend to delay or forgo health care because of the cost, according to a new study by a team of Harvard researchers. The study, by phone and mail, questioned 208 families in high-deductible health plans and 370 in traditional plans. Membership in a high-deductible plan and lower income “were each […]

High deductible, high costs: How much does a prostate biopsy cost?

Filed Under: Costs, Health plans, Patients

We got this note from a friend: “I am a small business owner, both employer and employee. The employee in me pines for my old health insurance plan. The deductible was low enough that it was always met. The in-network co-pays were fixed and affordable. My costs were my costs no matter what doctors billed […]