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“Tiesha Foreman says every trip to the doctor has become difficult because she never knows if her health insurance will be there when she goes to settle up,” Justin Gray writes for WSB-TV in Atlanta. “‘It’s stressful and scary and it’s embarrassing because you have them looking back at you like, why? Why are you giving us this card saying that you’re covered and you’re not again?’ Foreman told Channel 2 consumer investigator Justin Gray. The Douglas County mother said for months now, when she goes to pay her health insurance premium, it gets returned. The family had to pay for an MRI out of pocket and even thought an emergency surgery might not be covered. … In January, Foreman got a tax form in the mail that amounted to a $1,700 tax bill for overpayment of federal health insurance subsidies. It was for an extra health insurance policy Foreman said she never knew about. She said an insurance broker she never met signed her up for a policy she never asked for. ‘For three months, I kept trying to call on the phone, trying to talk to the marketplace to get them to understand I wasn’t doing these applications. I didn’t know who this agent was,’ Foreman said. … A proposed class action lawsuit alleges that some families who rely on the Affordable Care Act marketplace for health insurance are victims of a multimillion-dollar health care fraud scheme. ‘I believe this is the largest health insurance fraud case ever,’ said Atlanta Attorney Jason Doss, who filed the lawsuit on behalf of families across the country.” Justin Gray, “Multimillion-dollar scheme leaves Georgia families with A.C.A. coverage with changed or no insurance,” WSB-TV.

Jeanne Pinder  is the founder and CEO of ClearHealthCosts. She worked at The New York Times for almost 25 years as a reporter, editor and human resources executive, then volunteered for a buyout and founded...