white hospital beds
Photo by Pixabay on Pexels.com

“Angela Pike’s husband, Tracy, had just celebrated his 45th birthday when he was diagnosed with Stage 4 stomach cancer. A father of three and the maintenance chief of a Louisville, Kentucky, skyscraper, Pike immediately started chemotherapy, which reduced the size of the tumor his doctor had discovered,” Gretchen Morgenson writes over at NBC. “While continuing the chemotherapy would keep him going in the short term, Pike’s best shot at a longer and more healthy life, his doctor told him and his wife, was to undergo a routinely practiced treatment combining surgery and intensive chemotherapy at the MD Anderson Cancer Center in Houston. After MD Anderson agreed to provide Pike with the treatment, he and his family traveled to Texas in 2023. The night before the first procedure, Pike’s surgeon called to let the family know Blue Cross and Blue Shield of Illinois, Pike’s health insurer through his employer, had declined to cover the roughly $40,000 treatment. The insurer ruled Pike’s treatment was ‘not medically necessary’ because it was ‘experimental, investigational and unproven,’ documents show. But this is not the view of the National Comprehensive Cancer Network, a not-for-profit alliance of leading cancer centers, in its widely followed cancer treatment guidelines. The network’s guidelines recommend the procedure Pike sought for ‘a select group of patients after multidisciplinary evaluation and discussion as well as appropriate clinical context.’ … But despite repeated arguments from the MD Anderson surgeon who said the procedure could save Tracy Pike’s life, Blue Cross and Blue Shield of Illinois continued to reject the treatment. Angela said the last straw came when she learned that one of the insurer’s physicians who had rejected the treatment was not a cancer doctor at all. He was an obstetrician-gynecologist. In January 2024, Tracy Pike died, leaving behind his wife of 22 years and their three children. An NBC News investigation found that a cancer diagnosis, already a crushing blow to patients, is often compounded by insurance company denials of treatments and screenings recommended by a patient’s physician. And this year, Medicare began denying claims for breast cancer imaging needed to identify cancers among many women.” Gretchen Morgenson, “‘Would he have lived?’ When insurance companies deny cancer care to patients,” NBC.

Jeanne Pinder  is the founder and CEO of ClearHealthCosts. She worked at The New York Times for almost 25 years as a reporter, editor and human resources executive, then volunteered for a buyout and founded...