Coronavirus (COVID-19) and health insurance: What you need to know

Filed Under: Costs, Health plans, Patients

Coronavirus (COVID-19) and health insurance: What you need to know

So you’re worried about your health insurance given the coronavirus epidemic. You’re not alone. Whether you have or had job-sponsored insurance, or were on the state exchanges, or were uninsured before COVID-19 hit, it’s a topic of concern. Here are some situations, with answers. You lost your job and need insurance to replace employer-sponsored insurance. […]

Buying health insurance: A handbook

(Updated 2022) How do you buy health insurance? We are frequently asked to help people buy health insurance. Our specialty is the cost of health care, not buying insurance. We don’t do individual consultations on what insurance to buy. We’re not really qualified for that, and also people must be certified and licensed to sell […]

My co-op insurer’s being shut down. What should I do?

Summary: So my insurance co-op is closing, leaving me suddenly uninsured or nearly so. What should I do? I get my health insurance through Health Republic Insurance of New York.  I am not a licensed insurance broker, and I do not want to give anybody any advice about what they should do, but I’ll talk […]

Surprises in New York A.C.A. enrollments: Oscar’s low, and under-35’s are high

SUMMARY: We were surprised by the companies New Yorkers chose for their insurance providers under the Affordable Care Act. New York state residents , like others in states that built their own health-care exchanges, are signing up for health care under the Affordable Care Act in bigger numbers than those in states dependent on the […]

Buying insurance on the exchange: Another N.Y. State of Health trip

SUMMARY: The New York state individual insurance marketplace is still a dicey place to be, a few days before the Dec. 23 deadline to enroll for coverage starting Jan. 1. Here are a few adventures …     Jeanne PinderJeanne Pinder  is the founder and CEO of ClearHealthCosts. She worked at The New York Times […]

Buying insurance: A tale of the New York State exchange

SUMMARY: Buying insurance on the new insurance exchanges can be hard. You’ve heard variations of this before, and now here’s mine. Doctors backing out, sites crashing, deadlines approaching — the full bouquet.     Jeanne PinderJeanne Pinder  is the founder and CEO of ClearHealthCosts. She worked at The New York Times for almost 25 years as […]