Paul Levy, who used to run Beth Israel Deaconess hospital in Boston, blogs:
“Paying more for the amenities you may never need
“Let’s continue our discussion about the future of employer-based insurance products in the US. We have talked about a general shift of employer-based plans to insurance exchanges and Medicaid; about a shift of retiree health benefits away from employer-based plans; and a move to reallocate risk away from insurance companies and towards doctors and consumers. What’s left?
“Well, as the commercial insurance pool shrinks and as subsidies for government-chartered or government-paid insurance products diminish, the norm for the general public will be a “dumbed down,” lowest common denominator kind of insurance. more.