Health insurance costs more, covers fewer people

Filed Under: Costs, Health plans, Patients


“Polling released in November by Gallup showed the smallest percentage of American adults covered by employer- sponsored health insurance since the polling organization began tracking health insurance in 2008. As of the third quarter of 2011, 44.5% of adults were covered at work. That’s down from 50% at the end of 2008,” says an article from AmedNews, the American Medical Association news service, written by Emily Berry.

“Research by the Commonwealth Fund, a private foundation that advocates better health care access and quality, found that from 2003 to 2010, health insurance premiums rose by 50% on average, much faster than income. Not only did the total cost rise, but the portion employees pay rose by 63%. The research showed that the premiums bought less generous benefits, with deductibles nearly twice as high in 2010 as in 2003.”