“Cost sharing, such as higher out-of-pocket expenses, seeks to bring down overall health expenditures by making individuals more careful consumers of healthcare. However, healthcare consumers who are sick or in need of emergency services are rarely in a position to shop around or second-guess the advice of their doctors, said Elise Gould, the Economic Policy Institute’s director of health policy and author of the report, ‘Increased Health Care Cost Sharing Works as Intended: It burdens patients who need care the most,’ in a news release,” writes Mary Mosquera in  Cost sharing may not cut health costs,”  Healthcare Finance News.

“Roughly 80 percent of health care costs are driven by just 19 percent of the population – encouraging healthy people to cut back on health care simply misses the majority of costs. … ”

Jeanne Pinder

Jeanne Pinder  is the founder and CEO of ClearHealthCosts. She worked at The New York Times for almost 25 years as a reporter, editor and human resources executive, then volunteered for a buyout and founded...