“Men, it turns out, are more likely to delay treatment for serious conditions under high-deductible plans, in contrast to women, who tend to be more selective and cut back care for minor ailments only.
“That’s according to a recent study led by Katy Kozhimannil, a researcher at the University of Minnesota’s school of public health. … Such plans generally have lower monthly premiums than traditional health plans but higher out-of-pocket costs — sometimes, $4,000 or $5,000 for a family, or even higher. About a third of workers now have such plans. And that number is likely to grow, since lower-cost plans on the new health care marketplaces created by the Affordable Care Act are likely to have relatively high deductibles.” Ann Carrns, “When Health Deductibles Rise, Men Delay Emergency Care,” The New York Times, Sept. 5, 2013.