Those docs who were in your network? Actually, they’re not

SUMMARY: People who bought insurance under the Affordable Care Act believing that their doctors would accept their plans are finding out that many doctors and hospitals chose not to accept A.C.A. plans. There might be many reasons for this, including low reimbursement rates offered by insurers, who want to keep payouts low so they can […]

High-deductible insurance plans: 7 easy tips to help you save

High-deductible insurance plans: 7 easy tips to help you save

SUMMARY: New year, new insurance plan! As of Jan. 1, many people suddenly are in possession of a high-deductible insurance plan. This may sound scary (High deductible! Reach for your wallet!), but it really isn’t. We’re going to give you seven helpful hints on how to deal. Read on, or … CLICK HERE FOR PRICES […]

Expect To Pay More For Employer-Sponsored Health Care: Kaiser Health News

Julie Appleby at Kaiser Health News writes: “Employers are looking to reduce their exposure to rising costs, often by shifting more of the burden onto workers. “About 18 percent of large employers say they will increase worker’s payments toward family coverage next year, and 10 percent expect to do so for individual coverage, according to […]

Narrow networks: Is your doctor really taking that insurance plan you bought?

Filed Under: Costs, Patients, Providers

  SUMMARY: The networks of doctors on New York State health insurance plans are changing by the second. Doctors are learning now,  just days before the deadline to sign up for Affordable Care Act insurance, that they are not in the networks they thought they were in. Patients who thought they’d bought a plan including […]

Drug-Cost Surprises Lurk Inside New Health Plans – WSJ.com

SUMMARY: “Americans with chronic illnesses—who are expected to be among the biggest beneficiaries of the health law—face widely varying out-of-pocket drug costs that could be obscured on the new insurance exchanges.”     There is a lot of great detail in this Melinda Beck piece from the Wall Street Journal about how drug co-pays will […]

Let’s get to work: Ways to save money on health care

SUMMARY: Once upon a time, many of us had a health insurance plan that gave us most of what we needed for a $10 or $20 co-pay. That’s no longer true: many of us now are on insurance plans with a high deductible, a high co-pay, out of network, out of pocket — or paying a percentage […]

How to buy insurance if you have AIDS

Filed Under: Costs, Health reform

A new website detailing insurance-buying tips for people with AIDS has been launched by the Kaiser Family Foundation. People with AIDS can no longer be denied insurance coverage because of a pre-existing condition under the Affordable Care Act; one in four uninsured people have AIDS, the site says, so these people will benefit greatly from […]

Why some insurance plans are being canceled: The facts, please

Why are some insurance policies being canceled as the Affordable Care Act rolls out? Sarah Kliff has an excellent discussion on Wonkblog. The cancellations have caused some consternation because President Obama said many times that people who like their insurance can keep it, which, as she points out,  “is a weird promise to make when one of […]

States Report Medicaid enrollment increases; big insurers’ stocks are up

One thing that’s been overlooked in the furor over problems at healthcare.gov is this: People who are eligible for Medicaid because of low income are getting health coverage. That was, after all, a big part of the plan. “Some states are signing up tens of thousands of new Medicaid enrollees in the initial weeks of […]